Fair Debt Collection Practices Act
Debt Collection in New York
If you are being hounded by debt collectors, contact a New York bankruptcy lawyer to find out if your rights are being violated under the Fair Debt Collections Practices Act (FDCPA). The FDCPA establishes federal guidelines for debt collectors that must be adhered to by any debt collection agency. It also protects consumers from abusive or dishonest debt collection actions. Any collection agency that violates FDCPA laws is subject to fines and other penalties, including imprisonment.
Price Law Group is extremely knowledgeable in regulations pertaining to debt collection and can answer any questions you have regarding collection practices. We will aggressively uphold and defend your FDCPA rights at all times. Our lawyers know that debt problems can be extremely stressful and will prevent any debt collection abuses from adding to your financial trauma.
New York Debt Collection Abuses Attorney
If you are unable to pay your credit card debts or other financial obligations, a creditor may sell your defaulted loan to a debt collector who will attempt to recover the money that is owed. Collection agencies are regulated by the FDCPA, and must comply with various statutes when engaged in collection actions. It is against the law for a debt collector to:
- Make repeated, harassing phone calls
- Contact you directly if an attorney has been hired as your legal representative
- Use any obscene, abusive, foul or derogatory language
- Threaten legal actions if the action isn't really intended
- Inform any third-party of your debt situation
- Contact you at your job if your employer prohibits such calls
We will assist you in submitting a complaint against any debt collector that is in violation of FDCPA law. Our attorneys will also discuss other actions that can be taken to prevent debt collector calls such as filing bankruptcy.
If you are being harassed by debt collectors,
contact a New York Debt Collection Abuses Lawyer
to discuss your rights and get help in submitting a complaint.