New York Debt Relief Lawyer

Debt Relief in New York

If you are one of the many people who have suffered from the unexpected consequences of a job loss or layoff or an unexpected medical emergency that has burdened you with high bills and can no longer keep up with your monthly bills you may be searching for some relief.  There are many more solutions available than there once were and you have more debt relief programs available to you than ever before.  To learn about these programs and find out how you may benefit, you should speak to a New York bankruptcy attorney at Price Law Group. 

For many years bankruptcy was the most common solution for an individual or business that was overwhelmed with debt.  While we have helped many people resolve their financial difficulties with bankruptcy, it is not the only method available and may not fit your needs.  Meeting with a debt relief lawyer to address your particular situation and having all the programs explained to you will help you make the best choice.   Our lawyers are experienced in all types of financial settlements including bankruptcy, debt settlement, debt negotiation and, if you are a homeowner, loan modification and short sale.  The type of debt you have is also a factor and will limit what sort of settlements you have available to you.

Debt Relief Attorney in New York

In general, the most common types of debt relief programs are:

• Bankruptcy, Chapter 7 - high debts, low income - can eliminate all your debt and give you a fresh start
• Bankruptcy, Chapter 13 - high debt, steady income - allows you 3 - 5 years to repay your debts at no interest
• Debt consolidation - one regular payment to repay all your debts in a specific amount of time
• Debt negotiation - negotiation with creditors to accept a much lower single settlement payment
• Loan modification - negotiation with lender to reduce interest or mortgage payments

To get assistance in choosing the proper debt relief program, you should learn the requirements of each one and get the legal representation and protection or a qualified debt relief lawyer.  Call us today and get a free consultation.

Contact a New York Debt Relief Lawyer and find out how to effectively eliminate or settle your debts.