New York Collections Defense Attorney
Collections Defense Cases
When you fall behind in payments to creditors, your account will often be assigned to a debt collection agency to recover any money that is owed. This can result in never-ending phone calls and letters demanding payment, legal threats and even deceptive behavior to get you to pay your bill. The Fair Debt Collections Practices Act (FDCPA) was enacted in the late 1970s to prevent collections abuses. The laws contained in this Act not only govern the activities of debt collectors, they give consumers various debt collection rights and protections. The FDCPA also includes penalties such as fines and imprisonment for debt collectors that violate these statutes.
The worry and stress of financial problems can be made significantly worse by illegal debt collection practices. A New York bankruptcy attorney is familiar with FDCPA guidelines and should be contacted immediately for competent legal advice if you are being harassed by a debt collector.
Collections Defense Lawyer in New York
It is not unusual for debt collectors to engage in disreputable actions when attempting to collect money owed to a creditor. Consumers are protected against such practices by law, including:
- No phone calls before 8:00 a.m. or after 9:00 p.m.
- No harassing or abusive communications
- Asking for any illegal fees
- Being told by the collection agency that you can dispute the debt
- Not discussing your debt situation with third-parties
- Receiving a written verification notice of the amount of owed and to whom
Attorneys at Price Law Group will vigorously defend your FDCPA rights and take immediate action to stop creditor abuse. We will also ensure that any collection agency engaged in illegal activities is held accountable for their crimes.
if you are being harassed by a debt collector.
contact a New York Collections Defense Lawyer
for immediate legal assistance.
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