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New York Chapter 7 Bankruptcy Attorney

Information for Those Considering Chapter 7 Bankruptcy

If you are no longer able to meet your financial obligations and do not require asset protection from creditors, then Chapter 7 bankruptcy may be the solution for you.  Price Law Group provides all manner of bankruptcy and debt relief services to individuals in similar financial situations to yours, and we are available to furnish you with information regarding the Chapter 7 process.  Contact a New York bankruptcy attorney at our firm as soon as possible for a consultation, and we will help you determine if Chapter 7 bankruptcy is the solution to your struggle with overwhelming debt.

Chapter 7 bankruptcy provides effective debt relief to those who are not concerned about protecting valuable assets from creditors.  When an individual files for Chapter 7, the assets they do possess are traditionally sold in a "liquidation process."  The proceeds from this asset liquidation are then used to fund the repayment of the individual's various creditors.  Following a creditors meeting between the individual and their creditors, a bankruptcy trustee cancels the debts owed, and the person is considered debt free roughly 75 days after the meeting.  It is important to note that not all of a person's assets need to be liquidated in a Chapter 7 bankruptcy.  Many assets are considered "exempt" from the bankruptcy process, and a person will typically get to keep many of the possessions inherent to leading a comfortable life.

Do you require information about the Chapter 7 process?

Chapter 7, like all forms of bankruptcy, can be a nuanced and complex process, and is often difficult to understand for those not familiar with bankruptcy law.  If you are considering filing for Chapter 7, it is strongly recommended that you retain the services of an experienced attorney, as they will be able to help you avoid the pitfalls and delays that one can experience in undergoing such a process.

Contact a New York Chapter 7 Bankruptcy Attorney who is available to provide you with information and help throughout your Chapter 7 proceedings.

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