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New York Bankruptcy Attorney

Information about Filing for Bankruptcy

Filing bankruptcy is frequently an involved process, with many steps that must be done correctly and a host of details that must be accounted for.  The process can also differ significantly depending upon which type of bankruptcy you are filing for.  At Price Law Group, we are able to provide you with assistance throughout the entirety of the bankruptcy process, including helping you determine which bankruptcy option is the correct one for you.  We have serviced over 100,000 clients since our establishment, and we use the experience we have gained to get results.  Contact a New York bankruptcy attorney at our firm, who can help you get on your way to a life of financial stability and freedom from debt.  Our firm is here to help you with the following:  filing for bankruptcy, Chapter 7, Chapter 13, Chapter 11, loan modifications, short sales, foreclosure defense, creditor abuse, tax resolution, alternatives to bankruptcy, bankruptcy exemptions, debt negotiation, discharging your debt, debt settlement, debt relief, debt litigation, debt consolidation, collections defense, debt counseling, repossessions, wage garnishment, and credit restoration.

Whether you are filing Chapter 7 or Chapter 13, there are a standard series of steps you must take in filing bankruptcy, including:

  • Discussing your financial situation with an experienced attorney, who can provide you with options in your case.
  • Provision of financial documents to the attorney, who can use those to assist you in determining the bankruptcy option that is best for you.
  • Taking a credit counseling course, which is considered mandatory if you are to file bankruptcy.
  • Reviewing your bankruptcy petition with your attorney.  Once it is signed by you, it is immediately filed with the bankruptcy court.
  • Taking part in a "creditors meeting," in which your creditors have the opportunity to dispute the discharge of your debt.

If you have filed for Chapter 7 and your creditors have no objections, you will have your debt discharged 75 days after the creditors meeting.  In a Chapter 13, you will start your creditor payment plan shortly after the meeting and have your debt discharged once the plan is complete.

Legal Assistance in Filing for Bankruptcy

In filing for bankruptcy, it is important that everything is done correctly, and that no steps are left out.  A mistake in your bankruptcy filing can leave you in a worse financial situation than you were previously in.  A competent bankruptcy attorney can provide you with the experience and knowledge required to ensure that you have the strongest chance of success in your bankruptcy case.

Contact a New York Bankruptcy Lawyer if you are considering bankruptcy and would like detailed information about the filing process.

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